Cebu Hospital and Health Center Guide
Although healthcare is generally expensive for the average Filipino, expats or international tourists may find it somewhat affordable for one-time minor treatment, although travel or long stay medical insurance is absolutely necessary
Depending on your annual coverage or premiums you should aim to have medical coverage of at least US$100,000, for either a short stay tourist or long stay of 3 months+. Most travel insurance policy will have in excess of over US$ 1 Million+ coverage for a medical emergency
Certain local annual pre-paid medical insurance that you may purchase or consider in the Philippines do have a lower claim limit of around PHP 50,000 to PHP 100,000, (US$ 900 to $1800), this type of policy may be more useful for unlimited doctors appointments or a medical consultancy. You can hardly rely on local annual pre-paid medical insurance in the event you need to be admitted to a medical facility in an emergency, mainly because it will quickly reach the maximum limit if not already
The level of care in Cebu and the Philippines is satisfactory, local medical staff are better trained, especially in Manila, Cebu City and Mandaue City. However Filipino nurses are renowned worldwide for being natural caregivers
All Philippine citizens are entitled to government assisted healthcare under the Philippine Health Insurance Corporation (PhilHealth) in all Government Hospital, for example at Vicente Sotto Memorial Medical Center, Cebu City, providing you have paid or up to date with the premiums
What is Phil Health?
The Philippine Health Insurance Corporation or Philhealth is a government owned and controlled corporation (GOCC) founded on February 5, 1995
Its main goal is to ensure the health of every Filipino through social health insurance regardless of social status: poor, rich, young, old, sick, healthy, working or jobless
The Philippine government achieve this, by all premiums paid by members which are pooled nationally and in effect, there is a cross-subsidization across districts
If a Philippine citizens has paid or up to date with premiums, and you are admitted to a government owned and controlled hospital, you will be dischaged without any costings
Phil Health can also be used partially at a private hospital, general hospital and health center, providing you have paid or up to date with the premiums, you will be entitled to an automatic discount on your final bill at any Phil Health accredited private hospital, general hospital or private health center
The Philippine Social Security System (SSS) Hospital Benifits
Depending on the circumstances and your contributions, you will normally be eligible for a paid discount towards a general or private hospital bill, this can only be processed at your nearest SSS office in Cebu, and is a separate benefit to Phil Health
Mention Medical History for Travel Insurance to Cebu, PhilippinesIf you have a serious pre existing ailment you will not be covered under a regular travel insurance policy provider plan, you will need to advise the medical screening travel insurance online section or by phone, who will arrange a tailored quote, especially if you have been recently hospitalized or regularly attend appointments, or you are prescribed medication for a heart condition, diabetes, high blood pressure, COPD, MS, terminal illness, mental health condition, drug abuse, alcohol abuse, recent hospital admission and other similar medical conditions or addictions. Always mention or add any ongoing or all medical issues within the last 1 to 6 years, even if it appereas minor or you think it’s irrelevant or inappropriate
What should I do if I find myself or someone requires sudden medical assistance while in Cebu, Philippines or Worldwide?
If you suspect it’s urgent, immediately ask for a hotel doctor or ambulance, and proceed to the nearest private hospital or local hospital clinic, if possible immediately contact your travel insurance 24 hour claims line and make them aware of the hospital or clinic name, so the can open and process the claim, they will usually ask to speak patient, although you may appoint a main contact person indefinitely to speak on the patient behalf, preferably a close family member with you or from anywhere in the world, especially if the cell, mobile or WIFI signal is unpredictable where you or the patient is located
Nearly all travel insurance claims will pay the hospital or clinic direct, without the need to prepay yourself, you may need to arrange the excess payment if any, or a one off payment under a certain amount, depending on the policy, the insurance provider will immediately appoint a local medical agent who speaks the language or is familiar with that area, typically the medical agent will communicate with the hospital or clinic regularly, and to verify the medical insurance policy coverage and ask about the medical status of the patient, the travel insurance provider will normally request the patient own medical file from the patient doctor, although it may take up to 28 days for the file to be released, if your return date is approaching you may usually appoint only one person to stay with the patient, the travel insurance will arrange new flights and hotel for a nominated adult to extend the stay to assist the patient, or flights and hotel for one other person to assist, if you can’t
Hospital Name | Type | Address | Phone Number | Operating Hours |
---|---|---|---|---|
Perpetual Succour Hospital | General Hospital | Gorordo Ave, Cebu City, 6000 Cebu | (032) 233 8620 | Open 24 hours |
Chong Hua Hospital | Private Hospital | Don Mariano Cui St, Fuente Osmeña, Cebu City, 6000 Cebu | (032) 255 8000 | Open 24 hours |
Chong Hua Hospital Transvaginal Ultrasound Dept | Private Hospital | Don Mariano Cui St, Fuente Osmeña, Cebu City, 6000 Cebu | (032) 255 8000 | Not 24 hours |
All About Women Ultrasound-Obstetrician-Gynecologist | Private Clinic | SM City Mall Cebu, Juan Luna Avenue Corner Cabahug And Kaoshiung St, Cebu City, 6000 Cebu | (032) 505 4943 | Thursday and Saturday 1:00 AM – 7:00 PM |
CUPSI Center for Women’s Health, Inc | Clinic | — | (032) 254 5063 | 9:00 AM – 5:00 PM Tuesday |
Cebu Ultrasound & Perinatal Services, Inc (CIPSI) | Maternity Hospital | — | (032) 254 3208 | — |
Chong Hua Hospital Mandaue | Private Hospital | Mantawe Ave, Mandaue City, 6014 Cebu | (032) 233 8000 | Open 24 hours |
Maayo Medical Clinic | Private Medical Center | North Park, UN Avenue corner Plaridel Street, Alang-alang, Mandaue City, 6014 Cebu | (032) 888 2662 | Mon-Sat 6:00 AM – 6:00 PM, Closed Sunday |
Cebu Doctors’ University Hospital | University Hospital | Osmeña Blvd, Cebu City, 6000 Cebu | (032) 255 5555 | Open 24 hours |
Vicente Gullas Memorial Hospital | Memorial Hospital | Gov Cuenco Ave, Cebu City, 6000 Cebu | (032) 346 9292 | Open 24 hours |
Cebu Velez Hospital | General Hospital | F. Ramos St, Cebu City, 6000 Cebu | (032) 253 1871 | Open 24 hours |
Cebu City Medical Center | Government Hospital | Natalio B. Bacalso Ave, Cebu City, 6000 Cebu | (032) 512 4622 | Open 24 hours |
ACE Medical Center Cebu (Allied Care Experts) | Private Medical Center | 494 National Highway, Basak, Pardo, Cebu City, 6000 Cebu | (032) 8888 223 | Open 24 hours |
Cebu North General Hospital | General Hospital | Kauswagan Rd, Cebu City, 6000 Cebu | (032) 343 7777 | Open 24 hours |
Talisay District Hospital | Government Hospital | San Isidro, Lalawigan, Talisay, 6045 Cebu | (032) 273 3226 | Open 24 hours |
Adventist Hospital Cebu – Main Building | General Hospital | 400 Tres de Abril Street, San Nicolas, 6000 Cebu City | (032) 261 2100 | Open 24 hours |
St. Vincent General Hospital | General Hospital | 210 Jones Ave, Cebu City, 6000 Cebu | (032) 238 0000 | Open 24 hours |
Vicente Sotto Memorial Medical | Government Hospital | B. Rodriguez St, Sambag II, Cebu City, 6000 Cebu | (032) 253 9891 | Open 24 hours |
Sacred Heart Hospital | Heart Hospital | 53 J. Urgello St, Cebu City, 6000 Cebu | (032) 418 8412 | Open 24 hours |
UCMed-University of Cebu Medical Center | General Hospital | A1 Ouano Avenue, Mandaue City, 6014 Cebu | (032) 517 0888 | Open 24 hours |
Camp Lapulapu Hospital | Military Hospital | Central Command, Camp Lapu-Lapu, Apas, Cebu City, 6000 Cebu | (032) 233 9942 | Open 24 hours |
Cebu Puericulture Center & Maternity House, Inc. | Maternity Hospital | B. Rodriguez St, Cebu City, 6000 Cebu | (032) 254 4135 | Open 24 hours |
Dr. Ignacio M. Cortes General Hospital, Inc. | General Hospital | S.B. Cabahug, Mandaue City, 6014 Cebu | (032) 346 7850 | Open 24 hours |
St. Anthony Mother & Child Hospital | Government Hospital | Cabreros St, Cebu City, 6000 Cebu | (032) 261 9989 | Open 24 hours |
Metro Psychiatric Hospital | Psychiatric Hospital | Upper Malibu Beach Street, Mandaue City, Lalawigan, 6014 Cebu | (032) 344 2141 | Open 24 hours |